Service Fees

WFCU Credit Union offers members an extended lineup of services to make everyday banking more convenient for our members.

The following Service Fee updates will be implemented, effective July 1, 2019.

Service Current New
ALTO Business Savings
Deposits/Credits Unlimited Unlimited
Withdrawals/Debits $0.00 $2.50
Cash & Coin Deposited $0.00 $1.00/$1,000
Cash & Coin Supplied $0.00 $1.00/$1,000
USD Business Accounts
Deposits/Credits $1.00 USD $1.50USD
Withdrawals/Debits $1.00 USD $1.50USD
Cash & Coin Deposited $0.00 $1.00/$1,000 USD
Cash & Coin Supplied $0.00 $1.00/$1,000 USD
Other Services
Registered Contract Transfer Out Fee (per plan) $70.00 $125.00
Registered Contract Transfer In Fee Refund (per plan) $50.00 $75.00


Current Service Fees

Below are a list of the common service fees for 2018-2019.

Personal Members

Item Service Fee
Bill Payment on Savings Account - In Branch, Online, Telephone or ATM

 $2.00

Certified Cheques - Member

$15.00

Certified Cheques - Non-Member

$20.00

Cheque Images Returned With Statement

$3/month

Collection Item

$20.00

Daylight Overdraft

$5.00/item

Delinquent Notice

$85.00

Delinquent Notice - Phone Call

$15.00

Delinquent Notice - Letter

$140.00

Delinquent Notice - Manual Transfer

$35.00

Drafts (CDN or USD)

$7.50

Drafts - Refund or Replacement if Lost or Stolen

$20.00

Duplicate Remote Deposit Capture

$10.00

INTERAC® e-Transfer transaction

$1.50 per outgoing transaction

Handling Post-dated Cheque

$3.00

Mailed Paper Statement

$3.00/statement

Manual Transfer by Clearing Department

$35.00

NSF Cheque Fee

$65.00

Optional Overdraft Protection

$4.00/month when used plus applicable interest charges

Personalized Cheques

Cost per supplier

Request for Member Letter

$20.00

Request for Credit Union Records

- hourly rate for search

$35.00

- minimum charge for search

$15.00

RRSP/RRIF/TFSA Transfer Out fee (per plan) $125.00
RRSP/TFSA W/Ds from Fixed/Redeem Locked (=wsc)

$25.00

Safety Deposit Box Rental

From $50.00 - $300.00 per year + HST

Stop Payment on Cheque

$18.00
$18.00 USD for USD cheque
$43.00 USD for USD draft

Transfer Account Balance to Another Financial Institution

$70.00

Wiring of Funds - Outgoing

$30.00 (Less than $10,000)
$50.00 (More than $10,000)

Wiring of Funds - Incoming

$15.00

Writing USD Funds Cheque on a Canadian Fund Account

 $16.00

Commercial Members

Item

Service Fee

Account Confirmation

$25.00

Cash/Coin Float Preparation $84.00/hr + HST
Cash Supplied $1.25 + HST per $1,000

Chargeback - Per Cheque or CAFT Item

$5.00

Corporate Deposit Capture

$75.00 (Setup)
$50.00 (Monthly)

Chequing Monthly Service Fee

$20.00

Mailed Paper Statements

$3.00/statement

Night Depository - Annual Fee Per Bag

No charge

Optional Overdraft Protection

$10/month + applicable interest charges

Plus... Foreign currency exchange services.

Note: Fees for ancillary services may be included or waived as part of specific account offerings.

 

Find Branch/ATM

Enter address, postal code or branch name