Service Fees

WFCU Credit Union offers members an extended lineup of services to make everyday banking more convenient for our members.

The following Service Fee updates will be implemented, effective July 1, 2019.

Service Current New
ALTO Business Savings
Deposits/Credits Unlimited Unlimited
Withdrawals/Debits $0.00 $2.50
Cash & Coin Deposited $0.00 $1.00/$1,000
Cash & Coin Supplied $0.00 $1.00/$1,000
USD Business Accounts
Deposits/Credits $1.00 USD $1.50USD
Withdrawals/Debits $1.00 USD $1.50USD
Cash & Coin Deposited $0.00 $1.00/$1,000 USD
Cash & Coin Supplied $0.00 $1.00/$1,000 USD
Other Services
Registered Contract Transfer Out Fee (per plan) $70.00 $125.00
Registered Contract Transfer In Fee Refund (per plan) $50.00 $75.00

Current Service Fees

Below are a list of the common service fees for 2018-2019.

Personal Members

Item Service Fee
Bill Payment on Savings Account - In Branch, Online, Telephone or ATM


Certified Cheques - Member


Certified Cheques - Non-Member


Cheque Images Returned With Statement


Collection Item


Daylight Overdraft


Delinquent Notice


Delinquent Notice - Phone Call


Delinquent Notice - Letter


Delinquent Notice - Manual Transfer


Drafts (CDN or USD)


Drafts - Refund or Replacement if Lost or Stolen


Duplicate Remote Deposit Capture


INTERAC® e-Transfer transaction

$1.50 per outgoing transaction

Handling Post-dated Cheque


Mailed Paper Statement


Manual Transfer by Clearing Department


NSF Cheque Fee


Optional Overdraft Protection

$4.00/month when used plus applicable interest charges

Personalized Cheques

Cost per supplier

Request for Member Letter


Request for Credit Union Records

- hourly rate for search


- minimum charge for search


RRSP/RRIF/TFSA Transfer Out fee (per plan) $125.00
RRSP/TFSA W/Ds from Fixed/Redeem Locked (=wsc)


Safety Deposit Box Rental

From $50.00 - $300.00 per year + HST

Stop Payment on Cheque

$18.00 USD for USD cheque
$43.00 USD for USD draft

Transfer Account Balance to Another Financial Institution


Wiring of Funds - Outgoing

$30.00 (Less than $10,000)
$50.00 (More than $10,000)

Wiring of Funds - Incoming


Writing USD Funds Cheque on a Canadian Fund Account


Commercial Members


Service Fee

Account Confirmation


Cash/Coin Float Preparation $84.00/hr + HST
Cash Supplied $1.25 + HST per $1,000

Chargeback - Per Cheque or CAFT Item


Corporate Deposit Capture

$75.00 (Setup)
$50.00 (Monthly)

Chequing Monthly Service Fee


Mailed Paper Statements


Night Depository - Annual Fee Per Bag

No charge

Optional Overdraft Protection

$10/month + applicable interest charges

Plus... Foreign currency exchange services.

Note: Fees for ancillary services may be included or waived as part of specific account offerings.


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