Advice and Wealth Management

Member Experience Standard

Reaching a point where you have a sound financial plan may seem like a lot of work. In partnership with Aviso Financial Inc., we’ll guide you through a simple, five-stage approach, resulting in a financial plan that reflects your current needs, future goals, and a roadmap of how you can reach them. This Member Experience Standard is what you can expect from us as your financial planning partner.


Information Gathering

We identify your goals and needs and discuss which of these take priority.


Analyze Your Situation

We thoroughly review any pension plan info, benefits, existing policies, etc., to help determine your current situation vs. future goals.


Develop & Present Solutions

We develop strategies with you to help you reach your goals.



We help you start living out the financial strategies we’ve developed with you.


Review, Monitor & Evaluate

We understand your financial situation continues to evolve, and so should your financial plan. A review schedule will help to keep your plan up-to-date.

Tailored Advice to Suit Your Needs

Whether you are just starting to gain control of your finances or are farther along the wealth management spectrum, our Avanti Investment Services team, alongside our trusted partner Aviso Financial Inc., is available in-person or remotely to provide advice and tailored solutions to support you along your unique financial journey. We offer tiered advice in the following categories:

Functional advice
  • Focused advice
  • Discovery of member goals, needs and risk
  • Focus on product-driven solutions
  • Available in branch

Consultative advice
  • Focused advice
  • Discovery of member goals, needs and risk
  • Balanced, needs-based approach
  • Goal-based financial plan
  • Available in branch

Member-centric advice
  • Advice on key life goals
  • Comprehensive understanding of member goals, needs and risk
  • Basic financial plan
  • Trusted advisor
  • Available through financial planning-accredited staff in branch

Comprehensive advice

  • Advice on financial and wealth management needs
  • Intimate understanding of member values, goals, aspirations and risk
  • Comprehensive financial plan
  • Trusted advisor
  • Available through financial planning-accredited staff in branch or via referral to our premium service office

Estate Planning

Life is ever changing; marital status, occupation, the birth or adoption of a child, moving, or the start of a new business. All events will have an impact on your estate plan and require the need for a regular review.

An Estate Plan involves more than just will preparation. A properly created Estate Plan will allow you to influence the future when you are either unable to make a decision or are no longer around to do so. Working with your own personal attorney or through the barrister referral service available at WFCU Credit Union, members have access to a wide range of estate planning options depending on the complexity and need through Avanti Investment Services.

Introducing Our Monthly Budget Builder

At WFCU Credit Union, we believe that financial well-being starts with effective budgeting. To help you navigate your path to financial freedom, we’ve created an interactive monthly budget worksheet that we can use as a starting point to guide our financial planning work together. Whether you want to save for a rainy day, plan for a big purchase, or simply look to improve your financial health, our budgeting tool will help put the wheels in motion.

Use our Monthly Budget Builder

Financial Health Check Questionnaire

Life is an adventure! Are you wondering or worried about your current financial state? The WFCU Financial Health Check is a great way to feel confident. Let our team work with you one-on-one to understand and manage your money. It is never too late to get started. We understand that financial health is more than just facts and figures. No matter what your need, goal or life stage, we’re here to help.

Use our Financial Health Check


Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual fund securities and cash balances are not insured nor guaranteed, their values change frequently and past performance may not be repeated.