Explore WFCU’s comprehensive portfolio of mortgage products, with fixed and variable options and terms to suit your financial needs. Whether your first or second mortgage, WFCU has the best rates and guidance to Demystify Your Mortgage and set you up for financial success. Listed below are our current rates from terms ranging from 6 months to 7 years, as well as our Mortgage Special, available on 5 year fixed term mortgages.


*The Annual Percentage Rate (APR) of 2.18% is for a closed, fixed, five-year term mortgage with a 25-year amortization. APR assumes no fee(s) apply. Rate is only available to members for purchase of an owner-occupied property, with less than 20% down payment, who are eligible for and purchase mortgage default insurance and meet other conditions. Rates subject to change without notice. Terms and conditions apply.

Fixed First And Second Mortgage Rates
6 Months 4.45%
1 Year 3.19%
2 Years 3.39%
3 Years 3.79%
4 Years 4.39%
5 Years 4.79%
7 Years 5.79%
Cashback on Fixed First Mortgages Rates
3 Years - 3% Cashback 4.89%
4 Years - 4% Cashback 5.49%
5 Years - 5% Cashback 5.19%
7 Years - 5% Cashback 6.89%
Variable First and Second Mortgages Rates
Closed - From 2.45%
Open - From 3.45%


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